You pay absolutely nothing to us. Coinomi is a free wallet.

But what are those fees I keep seeing? Do you charge me for accepting or sending payments?

No, we don't charge anything. Receiving coins is always free, fees are paid by the sender. Outgoing transactions require a transaction fee which goes to the miners of each coin, not to Coinomi.

On Android you can manually set a transaction fee by going to "... / Settings / Transaction fees".
When sending coins that have dynamic options ("default, low, normal, high"), select the fee option "default".
On iOS, on the last screen where you confirm your password, select "... / Change fee"
When sending coins that have dynamic options ("low, normal, high"), the option "custom" will be automatically selected.
On desktop, select the "advanced settings" link below the fee and set the amount you want to use in BTC/Kbyte. For coins that have dynamic fees, you can also select the priority from the options to the right of the fee.

When withdrawing from an exchange into Coinomi, they may charge you a high fee. This is a policy choice of the exchange itself. Please contact the exchange's support or FAQ pages for information about their fees.

Note that transaction fees directly impacts the time it will take for your transaction to be confirmed. To read in more detail how fees are calculated, read here for BTC and here for ETH. Please consult the following links for more information: